
The Quicker Way to
Consolidate Debt
Pay off debt and achieve your financial goals earlier with a Consolidation Plus loan
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FIXED RATES
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NO PRE-PAYMENT PENALTIES
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INVITE ONLY
What Is Consolidation Plus?
Consolidation Plus offers debt consolidation loans of $5,000-$65,000 to
eligible borrowers in select
debt settlement programs.
END YOUR DEBT SETTLEMENT PROGRAM EARLY
CONSOLIDATE YOUR DEBT
TAKE CONTROL OF YOUR FINANCES AGAIN
How Does Consolidation Plus Work?
With a Consolidation Plus loan, you could pay off all of your enrolled debt and consolidate it
into a single payment instead of waiting for your debt settlement program to resolve one debt at a time.

Our Loan Consultants Contact You
If you are eligible for a Consolidation Plus loan,* one of our loan
consultants will
contact you to explain the program and help you decide if the loan fits your
needs.
Then, they will invite you to complete an application and send in documents
regarding
your bank information and income for us to review.
Apply for a Loan
We review your application within 2-4 business days and, if you qualify, extend
a loan
offer to you.
If your application is approved, you can choose to start your Consolidation Plus program right away. Simply review the details with your loan consultant, sign the agreement, and return it to us. We take care of the rest.
If your application is approved, you can choose to start your Consolidation Plus program right away. Simply review the details with your loan consultant, sign the agreement, and return it to us. We take care of the rest.
We Use the Loan to Pay Off Your Creditors
Once you sign up for Consolidation Plus, your debt settlement company will use
the funds
from your loan to speed up your settlements and pay the negotiated amounts
upfront.
Instead of waiting for funds to build up in your account, all of your outstanding debts are settled with your creditors in one lump sum.
Instead of waiting for funds to build up in your account, all of your outstanding debts are settled with your creditors in one lump sum.
You Repay the Loan
After your debt has been settled, your debt settlement program is complete
and you start
repaying your Consolidation Plus loan.
You can manage your Consolidation Plus account on
your online Borrower Dashboard. You
can pay by check, over the phone, or with ACH automatic payments.
Depending on your loan terms and how much you can pay each month, you could
pay off your
loan within 24-72 months.
Debt Freedom
Once you have paid off your Consolidation Plus loan, you’ll be free of the debt
you
enrolled in your debt settlement program.
What’s the Difference Between a Debt Settlement Program and a
Consolidation Plus Loan?

If you’re currently enrolled in a debt settlement program, you already know that debt
settlement could help you resolve your unsecured debt for significantly less than you
owe,
in less time than it would take if you simply made minimum monthly payments. While debt
settlement could be a good strategy if you’re struggling with heavy debt, it could
negatively impact your credit and leave you at risk for legal action with your
creditors.
Unlike debt settlement, debt consolidation loans provide you with enough cash to pay off
your outstanding debts and roll them into a single account, which could help simplify
your
payment schedule. Consolidation Plus loans are unique because we provide your debt
settlement company with the money you need to resolve your enrolled debt with one lump
sum
payment—significantly reducing your debt and consolidating it at the same time. Unlike
other
debt consolidation loans that require you to have a high credit score in order to
qualify,
Consolidation Plus doesn’t solely base its lending decision on a single credit score.
Like any other loan, Consolidation Plus loans require you to pay back the loan with
interest. Consolidation Plus also requires you to pay an origination fee of 5.99% of the loan amount to cover
processing costs. There are no penalties for paying ahead of time, and
your
rate will never increase.
If you’re eligible for a Consolidation Plus loan and have been
contacted
by a loan consultant, it’s important to understand how Consolidation Plus could be a better
alternative than debt settlement.
Collection Calls
While debt settlement programs have helped tens of thousands of people get out of debt,
debt settlement could leave you open to collection calls and lawsuits. A loan could end
your
debt settlement program years in advance, eliminating collection calls.
Settle Your Debt Quicker
Consolidation Plus provides your debt settlement company with funds to settle your debt quicker.
Why Choose Consolidation Plus?
With over $1 billion consolidated since 2011, Consolidation Plus has helped thousands
of
people reach their goal of overcoming debt.
As a member of Freedom Financial Network, we are committed to
helping
people overcome debt and start on the path to a brighter financial future. We care about
helping clients improve their financial lives and pride ourselves on offering excellent
customer service throughout their loan repayment.
If you have been contacted by one of our loan consultants and are
interested in learning how
Consolidation Plus could help you speed up your debt settlement program and consolidate your
enrolled debt, contact us at:
[email protected]