Privacy Notice
FACTS |
Rev. 12/2019
WHAT DOES FREEDOM FINANCIAL ASSET MANAGEMENT, LLC D/B/A CONSOLIDATIONPLUS (“FREEDOM”)
DO WITH YOUR PERSONAL INFORMATION ?
|
Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? | The types of personal information we collect and share depend on the product or service
you have with us. This information can include:
|
How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Freedom chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information | Does Freedom share? | Can you limit this sharing? |
---|---|---|
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
For our marketing purposes— to offer our products and services to you |
Yes | No |
For joint marketing with other financial companies | Yes | No |
For our affiliates’ everyday business purposes— information about your transactions and experiences | Yes | No |
For our affiliates’ everyday business purposes— information about your creditworthiness | Yes | Yes |
For our affiliates to market to you | Yes | Yes |
For nonaffiliates to market to you | Yes | Yes |
To limit our sharing |
Call 888-950-4829 or email OptOut@ConsolPlus.com Please note:
If you are a new borrower, for those types of information where you have a right to limit our sharing, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer a borrower, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
Questions? |
Call 888-950-4829 or email OptOut@ConsolPlus.com |
Who we are | |
Who is providing this notice? | Freedom Financial Asset Financial Management,LLC d/b/a/ ConsolidationPlus |
What we do | |
How does Freedom protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does Freedom collect my personal information? | We collect your personal information, for example, when you
|
Why can't I limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See attachment for more on your rights under state law. |
What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account |
Definitions | |
Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include financial companies such as Freedom Debt Relief, LLC, Freedom Financial Network, LLC, and Bills.com, LLC |
Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we can share with including direct marketing companies, service providers, insurance companies and broker/dealers. |
Joint marketing | A formal agreement between non-affiliated financial companies that together market financial products or services to you. Freedom joint marketing partners include Financial Institutions, Lead Generators, and Marketing and Sales organizations. |
Other important information | |
See attached page for important state-specific disclosures. |
- Fill out, sign and return this form to us using the envelope provided (you may want to make a copy for your records);
- Call this toll-free number: 888-950-4829
- Reply electronically by contacting us through electronic mail at OptOut@ConsolPlus.com
Cross River Bank - Privacy Notice
FACTS | WHAT DOES CROSS RIVER BANK DO WITH YOUR PERSONAL INFORMATION?
Rev. 11/2018
|
Why? |
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some
but not all sharing. Federal law also requires us to tell you how we collect, share and
protect your personal information. Please read this notice carefully to understand what we do. |
What? | The types of personal information we collect and share depend on the product or service
you have with us. This information can include:
When you are no longer our customer, we continue to share your information
as described in this notice.
|
How? | All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Cross River Bank chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information | Does Cross River Bank share? | Can you limit this sharing? |
---|---|---|
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
For our marketing purposes— to offer our products and services to you | Yes | No |
For joint marketing with other financial companies | Yes | No |
For our affiliates' everyday business purposes— information about your transactions and experiences | No | We don't share |
For our affiliates’ everyday business purposes— information about your creditworthiness | No | We don't share |
For nonaffiliates to market to you | No | We don't share |
Questions? | Call toll-free 1-877-55CRB55 or go to www.crossriverbank.com |
What we do | |
How does Cross River Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate. |
How does Cross River Bank collect my personal information? | We collect your personal information, for example, when you
|
Why can't I limit all sharing? | Federal law gives you the right to limit only
|
Definitions | |
Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
|
Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you
|
Other important information | |
For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing-without your authorization. For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing-without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us. For Massachusetts,Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing-without your authorization. For Vermont Customers. We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Additional information concerning our privacy policies can be found at www.crossriverbank.com or call 1-877-55CRB55. |
MetaBank - Privacy Notice
FACTS |
Rev. April 2020
WHAT DOES METABANK, NATIONAL ASSOCIATION
DO WITH YOUR PERSONAL INFORMATION?
|
Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or
service
you have with us. This information can include:
|
How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons MetaBank, National Association (“MetaBank”)chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information | Does MetaBank share? | Can you limit this sharing? |
---|---|---|
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
For our marketing purposes— to offer our products and services to you | Yes | No |
For joint marketing with other financial companies | Yes | No |
For our affiliates' everyday business purposes— information about your transactions and experiences | No | We do not share |
For our affiliates’ everyday business purposes— information about your creditworthiness | No | We do not share |
For our affiliates to market to you | No | We do not share |
For nonaffiliates to market to you | Yes | Yes |
To limit our sharing |
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
Questions? | Call us at 800-950-4829 or email optout@ConsolPlus.com |
Mail-in Form | |
ConsolidationPlus Loan
Mark if you want to limit: [ ]Do not share my personal information with nonaffiliates to market their products and services to me. |
|
Name:_____________________________________________ Address:____________________________________________ City, State, Zip Code:__________________________________ Account Number:______________________________________ |
Mail to:
Freedom Financial Asset Management ConsolidationPlus Loan Correspondence P.O. Box 2340 Phoenix, AZ 85002-2340 |
Who we are | |
Who is providing this notice? | This privacy policy is provided by MetaBank and applies to ConsolidationPlus loans and related products and services. |
What we do | |
How does MetaBank protect my personal information? |
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings.
We also limit access to information to those employees for whom access is necessary. |
How does MetaBank collect my personal information? | We collect your personal information, for example when you
|
Why can't I limit all sharing? | Federal law gives you the right to limit only:
State law and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
Definitions | |
Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
|
Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|
Other important information | |
Special Notice For State Residents
Residents of California or Vermont: We will not share your personal information with nonaffiliates, except for our own marketing purposes, our everyday business purposes, or with your consent. Residents of Nevada: Nevada law requires that we provide you with the following contact information for the Bureau of Consumer Protection, Office of the Nevada Attorney General: address: 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; phone number: 702.486.3132; email address: BCPINFO@ag.state.nv.us. |